Sounds like you want something like M$ Money or Intuit Quicken.

>All of this discussions reminds me of an idea that I have been thinking of
>for some time now.  I normally keep track of all of my finances via excel
>spread sheets.  The one major draw back I have with the product, and it
>could be from my lack of understanding the tool, is that links to other pages
>can get really screwed up when I start moving stuff around.  I would like to
>see a product deal with my financial transactions as objects that can be
>linked to other objects.  Free to move about.

>I would like to see a purchase which is linked to my credit card payment
>which is then linked to my banking account.  This way I can keep
>full track of all transactions, where they were paid from, and build reports
>showing where my money is going.  All of this with a simple interface and
>easy to use database and viola!  You've made me happy in not having to
>use excel anymore.  Using decimal arithmetic is a great idea.  With excel
>using double float I don't get the exactness that I need.  I especially note
>when I use a formula to half an amount and display it to two decimal
>places.  I notice a lot of error (penny wise) when I start summing totals
>which really irks me.  Forces me to hard code values instead of formulas.